Personal And Business Loans Made Easy
Affordable asset and salary backed loans to kick start your future or boost up your ventures
Affordable asset and salary backed loans to kick start your future or boost up your ventures
About
Why Choose Vector Finance Limited
About
Why Choose Vector Finance Limited
Easy application
Provide your basic details, choose how much you want to get, then get funded in as soon as 24 hours.
Apply Online
No need to visit our offices, you can apply online and within hours you can have funds disbursed into your account.
Choose Your Term
Choose how long you wish to repay your loan.
Get Funded
Choose how much you want to get funded, and choose whether to back your loan with an asset or your salary.
Our company was founded in 2023, and ever since we have been the solution provided to most companies and individuals looking to get very affordable and low interest loans. Some of our asset based loans have as little as 11.5% interest rate. And our salary loans are as low as 2% monthly interest rate. Our loan application flow is very easy and elaborate. As long as you are looking to get a loan with an asset like a Vehicle, Land or House, we have you covered.
And as a civil servant or company-employed person, a valid payslip is all you need to access our lucrative loans. There is no limit to what one can get, as an individual or company, you can get even up to more than K1,000,000. Given that the asset you choose to back your loan with has market value which exceeds the desired loan by at least 2 times the requested amount. And as a salary backed loan, the loan must not just exceed 40% of your income. How long you wish to pay back the loan as an employed person can even be as long as 5 years.
Apply Online
Click on the get started button above and start your application right away
Easy application
Provide your basic details, choose how much you want to get, then get funded in as soon as 24 hours.
Apply Online
No need to visit our offices, you can apply online and within hours you can have funds disbursed into your account.
Choose Your Term
Choose how long you wish to repay your loan.
Get Funded
Choose how much you want to get funded, and choose whether to back your loan with an asset or your salary.
Our company was founded in 2023, and ever since we have been the solution provided to most companies and individuals looking to get very affordable and low interest loans. Some of our asset based loans have as little as 11.5% interest rate. And our salary loans are as low as 2% monthly interest rate. Our loan application flow is very easy and elaborate. As long as you are looking to get a loan with an asset like a Vehicle, Land or House, we have you covered.
And as a civil servant or company-employed person, a valid payslip is all you need to access our lucrative loans. There is no limit to what one can get, as an individual or company, you can get even up to more than K1,000,000. Given that the asset you choose to back your loan with has market value which exceeds the desired loan by at least 2 times the requested amount. And as a salary backed loan, the loan must not just exceed 40% of your income. How long you wish to pay back the loan as an employed person can even be as long as 5 years.
Apply Online
Click on the get started button above and start your application right away
Loan Types
Why a Personal or Salary Loan?
Debt Consolidation
In an event where you decide to clear off existing debts as an employed citizen, given you have a valid payslip, you can get funded and clear off the lingering debts.
Emergency Funds
Life is unpredictable, so as people, we are found solving problems almost constantly. Such that being stuck with nowhere to get funds to handle urgent issues should not be the case, because we are here to fund you in the times of need
Vehicle Purchase
Buying a vehicle is such a daunting task, especially in the ever changing economy of today’s time, but it shouldn’t be, we have keen interest in ensuring you get yourself the vehicle you want.
Home Loans
Whether to renovate your home or simply buy all the home essentials you want, we gladly stand to help
Requirements
You only need to provide a payslip of the past 3 months
Loan Duration
Salary loans can be repaid for as long as 5 years
INTEREST
The current interest for our salary loans is 2%
Approval Time
We approve salary loans in not more than 24 hours of application
Why a Business or Company Loan?
Operational Expansion
Expansion loans help you as a business grow without depleting your existing cash reserves, we know this, that’s why we actively provide loans for this purpose
Business Debt Consolidation
When your business needs to hedge off existing high interest rate debts with one of our low interest and stable repayment loans, we are happy to help.
Equipment Purchase
Companies lose equiment through so many reasons, either breakdowns, theft or wear outs. In such events, we shall definitely fund your repurchase
Requirements
You need to provide an asset worth 2 times the loan amount you are requesting
Loan Duration
Salary loans can be repaid for as long as 12 months
INTEREST
The current interest for our asset backed loans is 11.5%
Approval Time
We approve asset backed loans in not more than 24 hours of application
Cashless Made Effortless
You can make your loan payments online, or to our bank account and so there is no need to pay with cash or visit our offices, unless for enquiries
Trust the Numbers
Our low interest loans have attracted so much interest in our financial solutions and ability to fund from small to large companies
Loans Approved
Years in Business
Funded Companies
Testimonial
“Vector finance has been the trusted Venture Capital for the ascendance of our application. Driverbase received funding from vector finance in the wake of our business, and until now they remain a trust worthy and reliable financing company. “
Driverbase Ceo.
Client
Leave us a message
Looking to enquire something or to follow up on something? Write us an email using this form
Visit us at our offices for enquiries or you can contact us via email, direct calls and WhatsApp on the contact: +260979460045
our address
Plot 15 Chunga Road Chilenje
Lusaka Zambia